Terms and Conditions

Effective Date: 06 November 2026

Website: www.bitupanmajumdar.com

These Terms & Conditions govern the use of the website and the purchase of services offered by Bitupan Majumdar Market Education ("we", "us", "our" or "the Company"). By accessing our website or making a payment for any of our services, you agree to the following terms and conditions.

1. Services Offered

We provide financial market research, market education, trading-related research recommendations and mentorship services. Our services may include:

· Research and trading recommendations relating to equity indices and derivatives.

· Commodity market research and trading recommendations.

· Currency and forex market research.

· Financial market education, training and mentorship.

· Live market interaction, analysis and educational sessions

The availability and scope of services will be communicated through the relevant service description on our website.

2. Payment Terms

· All payments must be made through the authorised payment gateway integrated into our website.

· Prices of services will be displayed in Indian Rupees (INR), unless otherwise specified.

· The customer must ensure that the payment details provided are accurate.

· Payment confirmation will be subject to successful processing by the payment and receipt of funds.

· Applicable taxes, including GST, will be charged as per prevailing government regulations.

· We do not store customers' debit card, credit card, UPI PIN or banking credentials.

3. Service Activation and Delivery

· Services will be activated after successful confirmation of payment.

· Access details, communication channels or instructions for availing the purchased services will be shared through the registered email address, mobile number or other designated communication channel.

· The service duration, scope and deliverables will be as specified at the time of purchase.

· Customers are responsible for providing accurate contact information to ensure uninterrupted service delivery.

4. Cancellation and Refund Policy

· Customers are advised to carefully review the service description before making payment.

· Once a service has been activated, cancellation and refund requests may not be accepted.

· In case of duplicate payments, failed transactions where the amount has been debited, or payments received without successful service activation, customers may contact us for verification and resolution.

· Any eligible refund will be processed through the original payment method, subject to verification and applicable payment gateway timelines.

· Refund requests will be reviewed on a case-by-case basis in accordance with applicable laws and regulations.

5. Risk Disclosure and Disclaimer

· Investments and trading in securities, derivatives, commodities and currencies are subject to market risks.

· Financial markets are inherently volatile, and losses may occur due to market movements, liquidity conditions, economic developments and other unforeseen circumstances.

· We do not guarantee or assure any fixed returns, profits or financial outcomes.

· Past performance of any recommendation or strategy is not indicative of future performance.

· Customers should independently assess their financial circumstances and risk appetite before making investment or trading decisions.

· No recommendation or educational material should be interpreted as a guarantee of profit.

Investment in securities and derivatives is subject to market risks. No person can guarantee or assure returns on investment.

6. Customer Responsibilities

Customers agree:

· To provide accurate and complete information during registration and payment.

· Not to share their access credentials with unauthorised persons.

· Not to reproduce, redistribute, publish or commercially exploit our research reports, recommendations, educational materials or other proprietary content without prior written permission.

· To use the services in compliance with applicable laws and regulations.

· To understand the risks associated with financial market participation.

7. Intellectual Property Rights

All website content, research materials, educational resources, reports, presentations, videos, logos and other proprietary materials are the intellectual property of their respective owners and may not be copied, distributed or reproduced without prior written consent.

8. Limitation of Liability

We shall not be responsible for losses arising from market movements, trading decisions, technical failures, internet connectivity issues, third-party service interruptions or circumstances beyond our reasonable control, subject to applicable law.

Nothing in these terms shall exclude any liability that cannot legally be excluded under applicable Indian law.

9. Privacy and Data Protection

We respect the privacy of our customers. Personal information collected during registration, payment and service delivery will be handled in accordance with our Privacy Policy and applicable data protection laws.

Payment transactions are processed through authorised third-party payment gateway providers. Customers may also be subject to the terms and privacy policies of those providers.

10. Changes to Services and Terms

We reserve the right to modify, update or discontinue any service or revise these Terms & Conditions from time to time. Updated terms will be published on our website and will become effective from the date of publication, subject to applicable law.

11. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes arising in connection with these terms shall be subject to the jurisdiction of competent courts in Assam, India.

12. Contact Information

For payment-related queries, service-related concerns, cancellations or complaints, please contact:

BM Market Education

Website: www.bitupanmajumdar.com

Email: mentorbmajumdar@bitupanmajumdar.com

For customer support, please contact us through the communication details published on our website.

By proceeding with payment, you acknowledge that you have read, understood and agreed to these Terms & Conditions.